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In recent years, there has been an increase in demand for buildings that are fast to construct, have large uninterrupted floor areas and are flexible in their intended final use. Modern design and construction techniques enable steel construction to satisfy these demands and deliver structures which are competitive in terms of overall cost. For most multi storey commercial buildings, straightforward steel construction will meet the required vibration performance criteria without modification. For more vibration sensitive applications, such as hospital operating theatre floors, steels advantages can be utilised, although stiffer solutions may be necessary. Even if a stiffer floor is required, steel remains the most cost effective and lightweight solution. Long span applications, for which steel is the only option, have been found to offer very good vibration damping, despite common preconceptions that damping in composite floors is lower than that of concrete structures. This is because of the large mass of the long span sections which participate in any motion reduces the magnitude of the vibration response. The steel sector has extensive experience in designing steel structures to ensure compliance with even the strictest vibration performance criteria. The subject of floor vibrations is complex. This article describes the basic theory of floor vibrations, human perception and acceptability levels and provides practical methods for assessing the likely vibrational behaviour of floors in steel framed buildings. Floor vibrationtopIntroduction to floor vibrationstopVibrations. The term vibrations when applied to floors refers to the oscillatory motion experienced by the building and its occupants during the course of normal day to day activities. This motion is normally vertical up and down, but horizontal vibrations are also possible. In either case, the consequences of vibrations range from being a nuisance to the building users to causing damage to the fixtures and fittings or even in very extreme cases to the building structure. The severity of the consequences will depend on the source of the motion, its duration and the design and layout of the building. Sensitive processequipment such as nano technologies, microscopes or lasers may be sensitive to a level of vibration which is often below human perception. In such special cases, malfunctioning of the equipment is avoided by limiting the level of vibration to the specific requirement of the equipment. Severe vibration events due to earthquakes and explosions are outside the scope of this article. Once constructed, it is very difficult to modify an existing floor to reduce its susceptibility to vibration, as only major changes to the mass, stiffness or damping of the floor system will produce any perceptible reduction in vibration amplitudes. It is important therefore that the levels of acceptable vibration be established at the concept design stage, paying particular attention to the anticipated usage of the floors. The client must be involved in this decision, as the specified acceptance criteria may have a significant impact on the design of the floor and the cost of construction. Sources of vibration. Floor vibrations are generally caused by dynamic loads applied either directly to the floor by people or machinery or indirectly by moving floor supports after transmission through the building structure or through the ground. The principal sources of vibration in buildings are. Plymouth Derriford hospital multi storey, steel framed construction. Human activity, e. Vibrating machinery. External forces, e. The most common source of vibration that can cause nuisance in building applications is human activity, usually walking. Although small in magnitude, walking induced vibrations can cause a nuisance to people working or living in the building, especially to the use of sensitive equipment or to those engaged in motion sensitive activities, e. Naturally, the problem is more acute for more vigorous types of human activity such as dancing and jumping and therefore designers of buildings featuring a gymnasium or dance studio should take extra care to limit the vibrations in the rest of the building. Machinery induced vibrations are best dealt with at source through the provision of isolating mounts or motion arresting pads. Machines installed in factories tend to produce the most severe vibrations due to their size and the nature of their operation. However, floor vibration is rarely a problem in most factories, since it is accepted by the workforce as part of the industrial environment. Wind induced vibrations are generally not an issue for normal building construction, such as low to medium rise commercial or residential buildings. Where they need to be considered, building designers should consult the appropriate wind loading code of practice, e. BS EN 1. 99. 1 1 41 in the UK. Ground borne vibrations can be problematic, but are best dealt with at source, e. However, where problems are anticipated, such as when a building is adjacent to a busy road, steps should be taken to minimise the transmission into and through the building structure. Careful detailing of the structure and foundations plays a key role in this respect. Consequences of vibrations. For the building designer, there are three principal effects of floor vibrations that may need to be considered, depending on the frequency of occurrence and the magnitude of the vibration. These are. Nuisance Human occupants of a building can perceive very low amplitudes of vibration and, depending on the circumstances, even modest doses of floor vibration can cause discomfort or alarm. Certain items of precision equipment are also extremely sensitive to vibration. Strength The structure must be strong enough to resist the peak dynamic forces acting on it. Depending on the relative frequencies of the applied force and the building structure, together with the duration of dynamic event, the dynamic response can be significantly greater than the response due to equivalent static load. In such cases, it will be necessary to design the structural members and their connections to resist these higher loads. Fatigue Fatigue cracks can initiate and propagate when a structural component, usually a connection, is subjected to repeated cyclic loading, such as in bridges. For steel, there is a limiting stress below which fatigue will not occur irrespective of the number of cycles. Fatigue may therefore be avoided by designing connections such that this stress limit is not exceeded. Of these three potential consequences, nuisance caused by the perception of vibrations is the most common issue for most building applications. It is, therefore, the focus of this article. Strength and fatigue issues are sometimes encountered in buildings used for rhythmic activities such as gymnasia, dance studios and nightclubs. Theory of vibrations. Vibrations are characterised by a regular cyclic motion of a given frequency and amplitude. In practice, vibrating floors are complex dynamic systems with infinite modes of vibration, each with its own frequency. Fortunately, even the most complex vibrating system may be represented as a series of simple mass and spring models with a single degree of freedom. Such models are easy to understand in terms of their theoretical behaviour and are a useful means of introducing the fundamental principles that govern the motion of all vibrating systems. Single degree of freedom systems. The simplest vibrating system is one with only a single degree of freedom SDOF, such as the mass and spring model shown below. Model of a SDOF system. In this system, if the mass M were displaced from its equilibrium rest position and then released, its displacement y plotted against time t would represent a sine wave. In the absence of damping, this motion would continue indefinitely, with the peak displacement corresponding to the initial release position. The time taken to complete each cycle would depend only on mass M and spring stiffness k of the system. In practice, all vibrating systems encounter a degree of damping. This is represented in the SDOF model by the dashpot damper. As an alternative to displacing and then releasing the mass, the vibrations could be initiated by subjecting the mass to a dynamic time varying load. This is represented in the model by the external force pt.
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Find the latest business news on Wall Street, jobs and the economy, the housing market, personal finance and money investments and much more on ABC News.A loan shark is a person or body who offers loans at extremely high interest rates usually without holding relevant authorisation from the local financial regulator.Learn about real estate education, schools, training, laws, license requirements and more in the state of Massachusetts.Peer to peer lending Wikipedia.Peer to peer lending, also abbreviated as P2.P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers.Since peer to peer lending companies offering these services generally operate online, they can run with lower overhead and provide the service more cheaply than traditional financial institutions.As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates,123 even after the P2.P lending company has taken a fee for providing the match making platform and credit checking the borrower.There is the risk of the borrower defaulting on the loans taken out from peer lending websites.Also known as crowdlending, many peer to peer loans are unsecuredpersonal loans, though some of the largest amounts are lent to businesses.California Finance Lenders Law License Search' title='California Finance Lenders Law License Search' />Secured loans are sometimes offered by using luxury assets such as jewelry, watches, vintage cars, fine art, buildings, aircraft and other business assets as collateral.They are made to an individual, company or charity.Other forms of peer to peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring.The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the borrowers credit.The lenders investment in the loan is not normally protected by any government guarantee.On some services, lenders mitigate the risk of bad debt by choosing which borrowers to lend to, and mitigate total risk by diversifying their investments among different borrowers.Other models involve the P2.P lending company maintaining a separate, ringfenced fund, such as Rate.Setters Provision Fund, which pays lenders back in the event the borrower defaults, but the value of such provision funds for lenders is subject to debate.The lending intermediaries are for profit businesses they generate revenue by collecting a one time fee on funded loans from borrowers and by assessing a loan servicing fee to investors tax disadvantaged in the UK vs charging borrowers or borrowers either a fixed amount annually or a percentage of the loan amount.Compared to stock markets, peer to peer lending tends to have both less volatility and less liquidity.CharacteristicseditPeer to peer lending does not fit cleanly into any of the three traditional types of financial institutionsdeposit takers, investors, insurers1.Slide1.jpg' alt='California Finance Lenders Law License Search' title='California Finance Lenders Law License Search' />Typical characteristics of peer to peer lending are it is sometimes conducted for profit no necessary common bond or prior relationship between lenders and borrowers intermediation by a peer to peer lending company transactions take place online lenders may often choose which borrowers to invest in, if the P2.P platform offers that facility the loans can be unsecured or secured and are not normally protected by government insurance but there can be protection funds like those offered by Zopa and Rate.Setter in the UK loans are securities that can be transferred to others, either for debt collection or profit, though not all P2.P platforms provide transfer facilities or free pricing choices and costs can be very high, tens of percent of the amount sold, or nil.Early peer to peer lending was also characterized by disintermediation and reliance on social networks but these features have started to disappear.While it is still true that the emergence of internet and e commerce makes it possible to do away with traditional financial intermediaries and that people may be less likely to default to the members of their own social communities, the emergence of new intermediaries has proven to be time and cost saving.Extending crowdsourcing to unfamiliar lenders and borrowers opens up new opportunities.Most peer to peer intermediaries provide the following services online investment platform to enable borrowers to attract lenders and investors to identify and purchase loans that meet their investment criteriadevelopment of credit models for loan approvals and pricingverifying borrower identity, bank account, employment and incomeperforming borrower credit checks and filtering out the unqualified borrowersprocessing payments from borrowers and forwarding those payments to the lenders who invested in the loanservicing loans, providing customer service to borrowers and attempting to collect payments from borrowers who are delinquent or in defaultlegal compliance and reportingfinding new lenders and borrowers marketingHistoryeditUnited KingdomeditThe first company to offer peer to peer loans in the world was Zopa.Since its founding in February 2.Funding Circle became the first significant peer to business lender launching in August 2.Funding Circle has lent over 1.January 2.Both Zopa and Funding Circle are members of the Peer 2 Peer Finance Association P2.PFA.In 2. 01.Quakle, a UK peer to peer lender founded in 2.Bay the model failed to encourage repayment.By June 2.UK Rate.Setter, Zopa, and Funding.Circle had issued over 2.In 2.In 2. 01. 2, the UK government invested 2.British businesses via peer to peer lenders.A second investment of 4.The intention was to bypass the high street banks, which were reluctant to lend to smaller companies.This action was criticised for creating unfair competition in the UK, by concentrating financial support in the largest platforms.Investments have qualified for tax advantages through the Innovative Finance Individual Savings Account IFISA since April 2.In 2.ISAs,2.P2. P platforms.By January 2.P2. P providers were approved to offer the product.Many more peer to peer companies have also set up in the UK.At one stage there were over 1.FCA authorisation, although many have now withdrawn their applications.Since April 2.Financial Conduct Authority.Peer to peer investments do not qualify for protection from the Financial Services Compensation Scheme FSCS, which provides security up to 7.In 2.UK peer to peer lenders collectively lent over 3bn to consumers and businesses3.United StateseditThe peer to peer lending industry in the US started in February 2.Prosper, followed by Lending Club and other lending platforms soon thereafter.Both Prosper and Lending Club are located in San Francisco, California.Early peer to peer platforms had few restrictions on borrower eligibility, which resulted in adverse selection problems and high borrower default rates.In addition, some investors viewed the lack of liquidity for these loans, most of which have a minimum three year term, as undesirable.In 2.Securities and Exchange Commission SEC required that peer to peer companies register their offerings as securities, pursuant to the Securities Act of 1.The registration process was an arduous one Prosper and Lending Club had to temporarily suspend offering new loans,3.U.K. based Zopa Ltd., exited the U.S. Hack Artmoney Resident Evil 4 . Adobe Reader Plugin Firma Digital E Acrobat on this page. EYEWEAR op iconix.DECATUR OPTICAL DISP INC2.Ave SEDecatur, AL 3.JODYS OPTICALAthens Town Ctr 6.US Hwy 7.WAthens, AL 3.SHOALS VISION CLINIC1.Woodward Ave.Muscle Shoals, AL 3.TROY EYECARE9.Oak Park Dr.YOIyu_HyQne9Som-mQ/348s.jpg' alt='542 Broadway Chula Vista Ca 91910' title='542 Broadway Chula Vista Ca 91910' />Troy, AL 3.DR.MICHAEL A GRIFFIN PC2.Medical Care Way.Dothan, AL 3.ALABASTER OPTICAL INC3.St NAlabaster, AL 3.MEDICAL PARK OPTICAL3.Where to buy Please call before visiting a store.Product assortment varies with each store.Highway 2.Ste 2.Alexander City, AL 3.DR.MICHAEL FREEMAN ASSOC.Ave NWArab, AL 3.Optical.St NBessemer, AL 3.Dudley Eye Care.Parkwood Rd Ste 1.Bessemer, AL 3.Hartley Nichols Eye Care LLC DBA Chelsea.Foothills Pl.Chelsea, AL 3.CPC Cullman Primary Care.Al Highway 1.Ste 2.Cullman, AL 3.DR. WILLIAM E HOLCOMB1.Kress St.Cullman, AL 3.DAY OPTOMETRY CLINIC PC1.W Shugart Ridge Rd.Remove Adobe Acrobat Speed Launcher Windows 7 .Gardendale, AL 3.SOUTHERN FOCUS7.Main St.Gardendale, AL 3.HELENA VISION CARE LLC5.A Highway 1.South.HELENA, AL 3.LEEDS FAMILY EYE CARE7.Parkway Dr.Leeds, AL 3.THOMAS H.METZ6. 60.G and H Rd.Mc Calla, AL 3.MARBOURG AND ASSOC3.St S Ste 1.Oneonta, AL 3.Vision Alabama.Legacy Park Way. Springville, AL 3.CHEAHA EYE ASSOCIATES3.East St N Ste FTalladega, AL 3.ALABAMA EYE CLINIC1.Coosa St E Ste ATalladega, AL 3.DR.SAMUEL PIERCETRUSSVILLEVision Care.Trussville, AL 3.Invision Ophthalmology.Hallman Hl E Ste 8.Homewood, AL 3.EYE CARE ASSOCIATES1.Wildwood Pkwy Ste 1.Homewood, AL 3.DR SIMON MEDLOCK dba Quality Eyewear.Princeton Ave SWBirmingham, AL 3.ALABAMA VISION CENTER7.Montclair Rd Ste 1.Birmingham, AL 3.Eye See.Montgomery Hwy.Vestavia, AL 3.CLEARVIEW FAMILY EYECARE7.Montgomery Hwy Ste 1.Vestavia, AL 3.Optimeyes. 70. 0 1.St S Ste 7.Birmingham, AL 3.EASTERN MEDICAL EYE CTR5.Medical Pk East Drive.Birmingham, AL 3.OAK MT.EYE CARE4.Valleydale Rd Ste 2.Birmingham, AL 3.INVERNESS EYE CARE PC2.Inverness Center Dr.Birmingham, AL 3.ALABAMA VISON CENTER7.Cahaba Valley Rd.Birmingham, AL 3.EYE CARE ASSOCIATES INC5.Highway 2.Ste 2.Birmingham, AL 3.GENE DENNYDBA PEARLE VISIONBirmingham, AL 3.EYE CARE ASSOCIATES INC1 Perimeter Park S Ste 1.Birmingham, AL 3.VESTAVIA EYE CARE2.Rocky Ridge Rd Ste 1.Vestavia, AL 3.EYE CARE ASSOCIATES INC1.Data Dr.Hoover, AL 3.Tracey L Mercer OD PC2.Southlake Park Ste 1.Hoover, AL 3.HOOVER VISION CENTER2.Highway 1.Ste 1.MHoover, AL 3.ALABAMA FAMILY EYE CARE5.Stadium Trace Pkwy Ste 1.Hoover, AL 3.PRECISION OPTICAL7.Helen Keller Blvd.Tuscaloosa, AL 3.DR.ROBERT MOOREOD6.Helen Keller Blvd Ste CTuscaloosa, AL 3.RIVERSIDE OPTICAL5.Jack Warner Pkwy NE Ste B2.Tuscaloosa, AL 3.Precision Eyecare.Highway 6.S Ste ITuscaloosa, AL 3.Martin Family Eyecare.Mally St.Tuscaloosa, AL 3.FAMILY VISION CARE1.St NEAliceville, AL 3.SAMUEL F HOLLINGSWORTH MD2.Highway 7.EJasper, AL 3.EYE CARE ASSOCIATES INC9.Highway 7.EJasper, AL 3.DR.ANDREA D SIMS OD PC1.Highway 7.EJasper, AL 3.WESLEY OPTOMETRY3.Oakhill Rd.Jasper, AL 3.DR. JAMES MANASCO1.Ave.Haleyville, AL 3.DR.LARRY CARTER1.Military Street.Hamilton, AL 3.DR.WAYNE COBB1. 19.Military St SHamilton, AL 3.FAMILY VISION CARE1.Ave SEDecatur, AL 3.DR.DALE A POTTER2.Danville Rd SW Ste 4.Decatur, AL 3.FAMILY VISION CENTER1.N Marion St.Athens, AL 3.ATHENS EYE CLINIC2.Medical Village Dr.Athens, AL 3.FLORENCE EYE CENTER7.Cox Creek Pkwy.Florence, AL 3.JODYS OPTICAL1.Ana Dr.Florence, AL 3.RENAISSANCE EYE CARE1.Darby Dr.Florence, AL 3.Roberta Tomsik Vision Associates.Florence Blvd.Florence, AL 3.SPECS DOWNTOWN1.N Court St.Florence, AL 3.Hartselle Eye Care.Highway 3.SWHartselle, AL 3.DR DRAKE EYE CENTER6.Highway 3.NWHartselle, AL 3.DR.MICHAEL STUTTS EYECARE4.Cox Blvd Ste BSheffield, AL 3.DR.J DONALD WATSON1.S Market St.Scottsboro, AL 3.EYECARE CENTER8.Regal Dr SWHuntsville, AL 3.MAYNOR MITCHELL EYE CTR3.Memorial Pkwy SW Ste 2.Huntsville, AL 3.MORRI COULTER OD PC8.Whitesburg Dr SEHuntsville, AL 3.BAILEY COVE EYE CARE1.Weatherly Plz SEHuntsville, AL 3.MOMANS OPTICAL2.Broad St.Gadsden, AL 3.K DELTON HARTZOG OD2.S 6th St.Gadsden, AL 3.PROFESSIONAL OPTICIANS2.S 3rd St.Gadsden, AL 3.GADSDEN EYE ASSOC.OPTICAL4.S 3rd St.Gadsden, AL 3.COOPER VISION CENTERP C2.Rainbow Dr.Gadsden, AL 3.DR.MICHAEL JOHNSON AND ASSOC1.Piedmont Cutoff.Gadsden, AL 3.EYE CARE ASSOCCollins Plaza.Albertville, AL 3.EYE MED PLUS4.N Carlisle St Ste CAlbertville, AL 3.Clinic For Vision.Martling Rd.Albertville, AL 3.Wood Family Eyecare.PO Box 1.Ashville, AL 3.GUNTERSVILLE EYE CLINIC1.Gunter Ave.Guntersville, AL 3.MARTIN HABEL OD9.Church Ave.Rainsville, AL 3.DANIEL HARTZOG OD PC6 E College Ave.Clayton, AL 3.Millbrook Eye Care.Monument Dr.Millbrook, AL 3.PRIMARY EYE CARE5.C Greystone Way.Prattville, AL 3.SHOW VISION OF WELLNESS1.Highway 3.NPrattville, AL 3.DR.PARIS MULLINS JR.Gilmer Ave.Tallassee, AL 3.PRESCRIPTION EYEWEAR2.Zelda Rd.Montgomery, AL 3.Hour Glass Optical.Perry Hill Rd.Montgomery, AL 3.CARMICHEAL OPTICAL4.Carmichael Ct NMontgomery, AL 3.Prescription Eyewear Inc.Seaton Pl.Montgomery, AL 3.BERRY OPTICAL5.Wares Ferry Rd. Montgomery, AL 3.EAST MONTGOMERY OPT SHOPPE2.Mitylene Park Dr.Montgomery, AL 3.DRS NGUYEN PROF CORP6.Atlanta Hwy.Montgomery, AL 3.Bell Road Eyewear.Bell Rd.Montgomery, AL 3.JACKSON LAB8.VAUGHN RDMontgomery, AL 3.DARLENE FORSYTH HARRIS OD2.Mc.Clellan Blvd.Anniston, AL 3.DR. DAVID G CHANDLER2.Al Highway 2.Anniston, AL 3. 62.MILANO EYE CARE1.Central Ave Ste DOxford, AL 3.DR.A MURRELL SVENSON4.E 1.St Ste CAnniston, AL 3.EAST ALABAMA EYE CLINIC1.Christine Ave.Anniston, AL 3.EAST ALABAMA EYE CLINIC1.Christine Ave.Anniston, AL 3.FAMILY EYE CARE8.Highway 9.Ashland, AL 3.DR.DAVID G CHANDLER1.Pelham Rd SJacksonville, AL 3.EYE CARE AL8.Memorial Dr.Piedmont, AL 3.DR. CHARLES BRAZEAL9.Highway 4.Ste 4.Roanoke, AL 3.RON SEALOCK1. 62.W Main St.Dothan, AL 3.Eye Care Associates of Southeast.W Main St.Dothan, AL 3.DENNEY VISION1.W Main St.Dothan, AL 3.DR. STRONG PURVIS9.Alabama Highway 2.Elba, AL 3.OPTICAL DESIGNS1.Professional Ln Ste AEnterprise, AL 3.DOBBS EYE CLINIC2.S Main St.Enterprise, AL 3.J.H. TILLMAN OD1.E Three Notch St.Andalusia, AL 3.OPTICAL WORLD3. 01 Saint Joseph Ave.Brewton, AL 3.Monroeville Eye Care.S Alabama Ave.Monroeville, AL 3.OPTICAL WORLD2.S Main St.Atmore, AL 3.Atmore Vision Center.Lindberg Ave.Atmore, AL 3.POARCH CREEK INDIANS5.Jack Springs Rd.Atmore, AL 3.EYE CARE ASSOCIATES2.Medical Center Dr.Bay Minette, AL 3.BALDWIN EYE CLINIC2.N Main St Ste 1.Daphne, AL 3.Premier Optical.US Highway 9. 0 Ste 2.Daphne, AL 3.EASTERN SHORE EYE CARE1.Lottie Ln.Fairhope, AL 3.BAY EYES1.N Mc.Kenzie St. Foley, AL 3.FELBER ASSOCAL COAST EYE2.Clubhouse Dr.Gulf Shores, AL 3.FRANKLIN VISION1.Dr Martin Luther.Mobile, AL 3.Premier Medical Group.Dauphin St.Mobile, AL 3.DR. JOHN CLARDY3.Dauphin St.Mobile, AL 3.GLUSMAN VISION CENTER1.W I6.Service Rd NMobile, AL 3.MAZEN SAHAWNEH dba OPTICAL DIMENSION6.Airport Blvd Ste AMobile, AL 3.SOUTHERN VISION CARE7.Tanner Williams Rd Ste HMobile, AL 3.EYE CARE ASSOCIATES INC4.Cottage Hill Rd.Mobile, AL 3.PREMIER MEDICAL6.Providence Park Dr E Ste 2.Mobile, AL 3.Primary Eyecare Center LLC8.Dallas Ave.Selma, AL 3.IMPRESSION DISTINTIVE EYEWEAR2 Office Park Cir.Selma, AL 3.SONG EYE CENTER1.MEDICAL CENTER PKWYSELMA, AL 3.LEROY MAXWELL OD2.Medical Center Pkwy.Selma, AL 3.Eagle Vision LLC dba Auburn Eye Care.Opelika Rd.Auburn, AL 3.DR. BRETT A BASDEN7.N Dean Rd.Auburn, AL 3.DR. CHARLES J BRAZEAL P.C.St.Valley, AL 3. 68.Eberle Eyecare, PC1.OMalley Center Dr.Ste DAnchorage, AK 9.DR.WILLIAM FAULKNER4.L St Ste 1.Anchorage, AK 9.COOK INLET EYE5.W 2nd Ave.Anchorage, AK 9.ANCHORAGE OPTICIANS6.E Northern Lights Blvd Ste LAnchorage, AK 9.MAKAR EYECARE3.W Tudor Rd Ste 1.Anchorage, AK 9.SOUTHSIDE EYECARE OPTICAL9.Independence Dr.Anchorage, AK 9.LAKE OTIS OPTICAL3.Lake Otis Pkwy.Anchorage, AK 9.Don Davis MD4.Laurel St Ste 1. 01.Anchorage, AK 9. Flash Decompiler Trillix Keygen Downloader . SOUTHCENTRAL FOUNDATION4.Tudor Centre Dr Ste 2.Anchorage, AK 9.Dimond Vision Clinic.E Dimond Blvd Ste 1.Anchorage, AK 9.CHUGACH EYE CLINIC1.Eagle River Rd Ste 1.Eagle River, AK 9.Eye.Care Excellence.East Rezanof Drive.Kodiak, AK 9.Specs in The City.Mendenhall Mall Rd.Juneau, AK 9.SITKA SEARCH EYE CLINIC2.Tongass Dr.Sitka, AK 9.POW EYE CLINIC6.Klawock Hollis Hwy Unit 4.Klawock, AK 9. Georgia Last Will And Testament Examples' title='Georgia Last Will And Testament Examples' />Last Will and Testament.LAST WILL AND TESTAMENTName, address, any other relevant information of person writing will.I, Name, on this date day of month, year, being of sound mental health and.Last Will and. Testament.I hereby fully revoke any and all wills, testaments and codicils made prior to this Last Will and Testament.I declare the sole Executor of this Last Will and Testament to be Name, whose relationship to me is that of relationship.I authorize this Executor, upon the event of my death, to manage all of my finances, accounts, properties and assets.Last Will and Testament as my Estate.In the event that this named Executor should be.Last Will and Testament, I hereby name the alternative Executor to be.I hereby empower the Executor to.Distribute property and monies in accordance with the instructions in this Last Will and Testament.Carry out the explicit instructions of this Last Will and Testament.Rory Arthur Williams sometimes called Rory Pond was Amy Ponds husband.He became a. Create a Last Will and Testament with stepbystep instructions.A Last Will and Testament allows you to communicate your wishes and make things easier for the people.Free-Sample-Last-Will-and-Testament-Form.jpg' alt='Simple Last Will And Testament Examples' title='Simple Last Will And Testament Examples' />Sell, lease, pledge, mortgage or otherwise deal with any real estate in which I hold interests at the time of my death.Furthermore, I authorize the Executor to.Settle any and all of my true and just debts, private, public or legal in nature.Pay any and all expenses related to the administration of my Estate.Pay my funeral expenses, any unpaid taxes, as well as any expenses for the administration of my Estate.Sell, lease or mortgage any real estate in which I hold interest at the time of my death.I hereby declare that my Estate shall be divided among the following listed beneficiaries, through the administration of my Executor, exactly as.To Name, whose relationship to me is that of relationship, I give number percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings.To Name, whose relationship to me is that of relationship, I give number Percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings.To Name, whose relationship to me is that of relationship, I give number percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings.To Name, whose relationship to me is that of relationship, I give number percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings.Last Will And Testament Examples OnlineTo Name, whose relationship to me is that of relationship, I give number percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings. Download Free Samsung Pc Suite For C3222 Firmware . To Name, whose relationship to me is that of relationship, I give number percent of the real.Estate, as well as bequeath these specific items, properties, and other various holdings.In the event that any of the named beneficiaries are deceased at the time of my death or become unable or unwilling to accept the above listed.Estate, I bequeath the respective residue or residues, of any and every nature, of my Estate to Name.My Executor shall serve withwithout bond in accordance with the execution and administration of the terms of my Last Will and Testament.The. Executor shall receive in compensation number percent of the real value of the assets of my Estate, andor the compensation of description of compensation, paid from the real value of the assets of my Estate.I, Name, hereby declare this to be my true and complete Last Will and Testament, signed in the presence of the three witnesses and.DATED. WITNESSES PRESENT.DATED. PRINTED NAME, RELATIONSHIP.DATED. PRINTED NAME, RELATIONSHIP.DATED. PRINTED NAME, RELATIONSHIP.NOTARY PUBLIC., DATED. A repository of plugins and extensions for the Vuze Bittorrent Client and Azureus.Azureus_Vuze_4.5_main_window.png' alt='How To Seed Torrents Using Vuze' title='How To Seed Torrents Using Vuze' />Maximizing Bit.Torrent Speeds with u.Torrent. Home Articles Maximizing Bit.Torrent Speeds with u.Torrent. This article explains how to get up and running with utorrent Bit Torrent efficiently.It shows how to battle ISPs throttling bittorrent speed, optimize download speed and other ways to speed up utorrent and increase utorrent download speed.Disclaimer Proceed at your own risk The information here is accurate to.We will not be held responsible if this.In real serious terms, if any corruption of data, hardware damage.Torrent_1-1024x486.png' alt='How To Seed Torrents Using Vuze' title='How To Seed Torrents Using Vuze' />Torrentz will always love you.Farewell. 20032016 Torrentz.Interesting tips.For movies, Id recommend using VideoLan to watch the a partially downloaded file, so you can check what is really coming down to you hard disk.If you. dont like this, please dont read any further.Dont Copy Our Article Link to it.This guide is FREQUENTLYupdated So, simply link to this web page http bootstrike.ArticlesBit. Torrent.Guide rather than copying everything into a forum post, torrent, website or blog.However, if you must copy, please LINK to the original guide somewhere so that people can view the latest version.Introduction. This is a tutorial step by step guide on how to speed up u.Torrents configuration, a popular Bit.Torrent software.Whats Bit. Torrent Well, lets put it this way What are the options when you want to send a 4.GB DVD folder to your family, relatives and friends Rapidshare Mega Or lt gulp.Skype Free media file hosts have some limits either in the maximum data you can download per day, or the constant nagging to buy their premium service.And Skype is not designed for sending such large files just imagine if the file stalled at the 9.You will need to resend the entire file MSNs Shared Folders had some promise but it was later replaced by One.Drive, which limits each file to 2.GB, although it gives 1.GB of space. So what other alternative is there Theres FTP.Or you can take a risk and send it via Skype.Or you can split the file in segments and upload it to a One.Drive, Rapid. Share, Mega or other file hosting server.If you have a web hosting server, you can upload it to there.But chances are your web host will not be too happy about it as their terms of service do not allow you to share resource intensive files.Enter Bittorrent a very efficient peer to peer P2.P file sharing protocol to share your files with anyone, anywhere.You can share files privately within only people you choose, or publicly with anyone on the Internet.The only requirement is a internet connection.With u. Torrent, Bit.Torrent has never got easier.This guide gets you up to maximum speed with Bit.Torrent using u. Torrent and is great for beginners.It details all the steps from downloading to optimizing your utorrent and Windows settings.Many people have used and think they are running with optimized settings, even then, it is advised to read through this guide and see what you may have missed to get the best configuration settings.Make sure you are viewing the latest version at this URLArticlesBit.Torrent. GuideTranslate the language of this guide to German Italian etc You can also print this guide.All pages of Bootstrike.Com utilize a print friendly CSS, so go to Print Preview in your browser to instantly see how the page will print without the borders and comments.Starting off with Bittorrent Our top recommended Bit.Torrent client software, in order of preference is as followsTorrent http www.Torrent. com the number one choice Azureus aka Vuze http www.This guide will focus on the top most client, u.Torrent. A quick rundown of its major features and were talking SPEED here Peer Exchange.Obtains more peers for your downloading torrent in addition to trackers.Peer exchange. checks with other peers to see if they know of any other peers.More Peers More Speed Protocol Encryption, Half Open Connections and u.TP UDP Packet Protocol.This is the major speed booster if your Internet Service Provider ISP throttles Bit.Torrent traffic, allowing bypassing of ISP throttling.It can do wonders on torrents with high.A list of commonly known ISPs who throttle Bit.Torrent can be found here.You can even do an online test to verify if your ISP throttles Bit.Torrent connections.Capping Upload Speed Uploading data to other peers at full throttle will severely limit your download rate.This is one key element we have to adjust for a good download upload ratio.Unless you are purely seeding and not using your computer for other tasks, limit your upload to 8.Distributed Hash Table DHT Similar to Peer Exchange, it also obtains more peers for you to download from.If the tracker is down, and the torrent is not private, you can depend on DHT to continue downloading Local Peer Discovery Searches for peers with the same Internet Service Provider ISP as you.Connecting to a peer in the same network or ISP means you can get the maximum accelerated speed from that peer, assuming he is generous with his uploads.What We Need An Internet Connection and its maximum download and upload speed.If you are not sure of your downloadupload speeds, visit http www.Select a download location closest to you, especially if you are outside the US.The Recommended Server golden pyramid works out most of the time.Partial Speed. Test.Screen Shot Clicking the Begin Test works out most of the time.Once the test is done, you get the results Results of the speed test.Note down the numbers under Download a and Upload b including the unit in this case, Mbps.You will need them later.Patched TCPIP. sys to allow more concurrent half open connections.Windows XP SP2 and Vista limits the number of half open connections to 1.Windows 7 users This patcher is NOT required for Windows 7 as there is no such limitation in Windows 7.NOTE This step has been generally found not to make any improvements in Bittorrent speed.In fact, it can even cause problems with certain routers such as auto restarting and stalling of internet access.Do this only as a last resort.To increase the limit, there are two freely available patchers Lvllord Patch ONLY for Windows XP Users NOT VistaWindows 7 users, see next step for Vista users UPDATE There has been a recent Automatic Update MS0.January 8 2. 00. 8 that addresses some network security concerns.The below has NOT been tested with the latest TCPIP.SYS v. 5. 0. 2. 19.Update The patch has been tested with KB9.Go to this site http www.Click on Downloads.Right click the Event.ID 4. 22. 6 Patcher Version 2.Save Target As or Save Link As.Save it in your Desktop.Open the file and run the program located inside the archive, agreeing to the security warning.Some text should scroll by in a MS DOS window, after it ends, type C.Enter 1. 00 for the number of concurrent half open connections and press Enter.Type Y and the file should be patched.Cancel any Windows XP warnings that should appear, it is part of Microsofts way of ensuring its files are not tampered with the utility tampers with them on purpose to change the limit.Half Open Patch For Windows VISTA Windows XP NOT required for Windows 7This patcher works for both 3.Vista and XP versions.Go to this site http half open.Download the EXE file in the link titled Half open limit fix 4.July 2. 01. 4Open the folder where you saved the file and run the file you downloaded.Under New value, set it to 1.Set the new value to 1.Click Add to tcpip.Click OK. Click OK again.Cancel any Windows warnings that may appear, it is part of Microsofts way of ensuring its files are not tampered with the utility tampers with them on purpose to change the limit.Restart your computer.If something is not working right e.Internet access does not work anymore and you want to undo the changes, run the software again and click Restore original file.NOTE The patchers above are known to trigger anti virus alerts.Ignore them. The alerts are triggered due to the patcher making changes to the way Windows works hence making the anti virus software suspicious.A Bit. Torrent software client We recommend u.Torrent. This guide uses u.Torrent for the tutorial.And finally, some torrents to kick off a download.A sample torrent file will be provided later.Download. As of July 2.Windows version is 3.For MAC users, some of these tips do not apply to you.Please see the FAQ below.Getting to the file Click on this download page http www.Click the big green image NOT the orange button that says Download Now.A dialog box should pop out.Choose to RUN it.If any security dialogs appear, click Run as we know this is a safe file.Best VPNs for Torrenting How To Securely Torrent in 2.Protecting your identity online today is a must.From hackers, ISPs and governments.Especially if youre torrenting.Heres the 5 best VPNs to do that.So, which VPNs are best for torrenting also known as P2.P and filesharing Our experts took a look at 5 VPN services, rating them on speed, customer service and more importantly privacy.Based on those factors, here are their top five picks PROS Special offer right now 4.No Usage Logs Total Privacy High Speed Servers 2.Blowfish Encryption Unlimited Bandwidth Five Simultaneous Connections 2.Customer Support.CONS Not the cheapest but worth it.Buffered is one of the best VPNs for torrenting.Located in Hungary, it keeps no usage logs and uses shared IPs, which makes it impossible for anyone to identify the user.It has amazing speeds, and so has earned the crown in this list.In addition, Buffered offers a generous six simultaneous connections and compatibility with plenty of platforms.This means that you can use the VPN to torrent on just about any device you own.Other perks of the Hungary provider include servers in 3.Wi. Fi, a techie feature that no other VPN has.Support is 2. 47 live chat, so any problems you can reach them quickly, and a generous 3.Buffered special offer right now 4.PROS Fantastic mobile and desktop apps End to end encryption Good customer care Servers in 6.P2. P yes. CONS Medium speeds Slightly above average pricing.Nord. VPN takes a hard line on privacy, which makes it great for torrenting users.This excellent VPN is based in Panama.It keeps users private and secure with 2.AES encryption. It permits bitcoin payments and has a strict zero logs policy.Their speeds are excellent which is probably the most important thing for torrenting.Nord. VPN servers in 4.South America and South East Asia.As well as its OS X and windows client, mobile users will love Nord.VPNs dedicated i.OS and Android App.You can try Nord VPN for torrenting today just click on the button below and make use of the risk free, 3.PROS Seven day money back guarantee Servers in 2.Strong Open. VPN Keeps no logs Cheap pricing.CONS No built in DNS leak protection.When it comes to VPNs for torrenting, Private.VPN is one of the most budget friendly options, ringing in at only 4.It slow cost doesnt mean it sacrifices security It boasts a strict no logs policy, strong encryption, and a built in killswitch.It also has other attractive features such as servers in 2.The major downside to using Private.VPN for torrenting is that it has no built in DNS leak protection.However, after extensive testing we didnt detect any DNS leaks, so its software seems up to snuff.PROS Special Deal Save 4.Today 3. 0 day money back guarantee Good privacy no usage logs Servers in 9.Supports multiple devices up to three simultaneous connections Great customer service Torrenting allowed.CONS A bit pricey but worth it Although Express.VPN does keep some connection logs, its based in the British Virgin Islands.This means it can happily protect your privacy with little fear of legal retribution.If youre using a VPN for more than just torrenting, Express.VPN is a great choice in fact, it hit 1 on our list of top VPNs in 2.Performance is ridiculously fast.Customer service is excellent.And its 3. 0 day genuinely no quibble money back guarantee really is all it claims to be.It also offers powerful but easy to use apps for Windows, OSX, Linux command line, i.OS, and Android, plus custom router firmware.Express. VPN operates stealth servers in Hong Kong to defeat not just the Great Firewall of China but internet censorship everywhere.Additional features free Smart.DNS. Give it a test drive with that genuinely quibble free 3.PROS Private Great logs policy Based in Romania so no governmnet spyingGood looking and easy to use software Five simultaneous connections Friendly 2.Live Chat support Peer to peer P2.P torrenting allowed.Cyber. Ghosts software is very easy to use while also beingfully featured.It includes. DNS leak protection and a kill switch.Beingbased in Romania and keeping almost no logs is also a big draw for.Cyber. Ghost is probably not for everyone, but I think many torrenters users.Best VPNs for Torrenting Compared Side by Side.Protect Yourself Today.Privacy matters. Especially when youre torrenting.So if you arent already using a VPN, nows the time.And if youre still feeling unsure about which to choose Dont forget that all five of our top picks have money back guarantees or free trials.Which means its as simple as choosing the one that sounds best to you and taking it for a test drive.If you hate it, you can grab a refund and try another option.Torrenting and P2.P VPN Considerations.The names torrenting, downloading, P2.P peer to peer, and file sharing all basically mean the same thing.Namely, obtaining content via the Bit.Torrent protocol.The way the Bit. Torrent protocol works, however, means that VPNs for torrenting are essential if you wish to protect yourself while downloading.Bit. Torrent is a very efficient way to download files, and the fact that no centralized servers are required ensure its popularity among those unconcerned with copyright issues.Unfortunately, copyright holders are concerned with such issues.And this is where the Bit.Torrent protocol can be something of a liability to its users.As the last two synonyms I list above P2.P and file sharing suggest, when you download a torrent file you are really sharing pieces of that file with anyone else also downloading or sharing that file.A potentially nasty side effect of this is that all these peers can see your IP address and you can see theirs.Here in Vuze I can easily see the IP address of everyone one else who is sharing the same file as me.It should come as a surprise to nobody, then, that copyright holders routinely monitor P2.P downloads of their intellectual property IP in order to catch pirates.The good news is that if you torrent with a VPN it will protect you from this, as long as the provider permits P2.P. Not all do How do VPNs for torrenting protect me Using a VPN creates an encrypted connection between your computer and a VPN server run by a VPN provider.This VPN server then acts as a proxy, sitting between you and the internet.For a full discussion on the benefits this provides, check out my VPNs for Beginners guide.With regards to P2.P, however, the key points are Your ISP cannot see what you get up to on the internet as all data that passes between your computer and the VPN server is encrypted.This means that your ISP cannot see that you are torrenting, or indeed what you are torrenting.Anyone watching from the internet e.IP addresses of torrent users who download their content will see the IP address of the VPN server, not your real IP address.In other words, using a VPN hides your real IP address.This does, of course, mean that VPN providers end up facing the heat from copyright holders instead of youBy connecting to VPN servers located in countries that do not censor websites on copyright grounds, you can access torrent sites that are usually blocked to you.Choosing a Good Torrent VPNAs you may know, certain aspects of torrenting are illegal.But, in terms of the technology, just about any VPN service can do a good job of protecting you from copyright holders.Many, however, dont.This may be on ethical grounds, or more commonly because the legal situation where they are based is too hostile to copyright infringement to make permitting P2.P on their servers worth the trouble.It is for a similar reason, in fact, that some VPN providers allow torrenting on some of their servers, but not others often servers located in the US or UK.It is worth noting that that free VPNs for torrenting do not, basically exist with one exception that I know of.Dealing with irate legal demands from copyright holders is simply far too much hassle to deal with when users are not even paying for the service Many paid for VPN providers, however, do very good business protecting their P2.P using customers.And if a VPN provider permits torrenting using its service, then its business reputation rests on its ability to do this. Xilisoft Video Converter Ultimate 7 2 Incl Keygen Premier here. So if a provider allows P2.P, you are safe. Just be sure to check first.If not, then it may pass on DMCA and similar warnings to your ISP which will then send you nasty letters. Cant install windows 1. Asus X5. 50. J Solved installation. The following is an indepth Installation Guide to successfully install Mac OS X, also known as MacOS, on a PC. Each step is clearly outlined in detail, and it is. Hey guys,Ive bought a free dos Asus model X5. J and Im trying to install windows on this laptop. During the installation, right after installing features or installing updates Im getting an error that installation files are corrupted and I should contact the vendor. 1. SCAN YOUR COMPUTER. Download and install Driver Navigator, then run it and click Scan Now. 2. CHOOSE THE DRIVERS YOU WANT. Driver Navigator scans your computer and. I just finished successfully upgrading the CPU on my HP a1710n A8M2NLA NodusM3 Motherboard with Bios Version 5. 07 to an Athlon X2 6000 Model ADA6000CZBOX. Solution to the error There is a problem with this Windows Installer package. thrown by ASUS Smart Gesture installer. ASUS Support suggestions and more. What have I tried 1. Windows 1. 0 from 2different brand USBs. Change Sata Mode From AHCI to IDE3. Enable Disable LEgacy USB SUpport. I formated the hdd several times and I have the same crash. I received a DVD with ASUS LITE version only available for windows 1. I cant load drivers from installing UI. Dear people. what should I do So, Was the Eclipse All It Was Cracked Up to Be In case you havent noticed, we here at Lifehacker have spent the day gleefully reveling in full blown Eclipse Madness. But now that the blessed event is behind us, its time to reflect, and we want to know how was it for you In particular, did you. Let us know in the comments how you spent the eclipse, and if you think it lived up to the hype. SecurityStudy. MS Paint, the first app you used for editing images, will probably be killed off in future updates of Windows 10, replaced by the new app Paint 3D. Microsoft lists. UpdateStar is compatible with Windows platforms. UpdateStar has been tested to meet all of the technical requirements to be compatible with Windows 10, 8. 1, Windows 8. |
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